Do You Need To Use an Exchange or Marketplace to get a Qualified Health Plan?
In most cases, the answer is No.
The Affordable Care Act authorized states (Illinois among them) to form competitive and centralized online sites to get information about individual and family health insurance plans and financial assistance.
Illinois’ Health Insurance Exchange (Marketplace) is a state/federal partnership. At this writing there are six health insurance providers approved to be on the Illinois Marketplace.
The Health Insurance Exchange (Marketplace) is intended to provide unbiased “non-marketing” information to help consumers better understand options available to them under Healthcare Reform.
We at Jerry S. Pearlstein Insurance Ltd. appreciate the importance of this kind of advice. From the start we dedicated our agency to serving those who had to find their own individual and family health insurance. We are licensed and insured. We are now federally certified to personally take you through the process of enrolling in a Qualified Health Plan and getting financial assistance you may qualify for. We’ll start by answering any and all questions. No fee. No obligation. Call us at 847-362-8888.
While the Illinois Health Insurance Exchange (Marketplace) can provide information and options, it is staffed by Assisters or Navigators pulled from many backgrounds and given a few weeks of training. We believe your current health insurance agent has this same training in Healthcare Reform, plus years of experience in how the insurance providers work. A personal health insurance agent will provide continuous go-to service to get you all the benefits of Healthcare Reform for your individual and family health insurance.
If you are or were on Medicaid and are moving to ACA’s “minimum” or “catastrophic coverage”, the Exchange is a good place for you to go. From what we understand the people who will help you have been working with Medicaid programs.
Get a personal guide to complete enrollment in all the benefits Healthcare Reform has for you. Use an Illinois licensed, insured and federally certified health insurance agent. The agents of Jerry S. Pearlstein Insurance Ltd. are proud to be among those.
Call 847-362-8888 now to discuss your options before looking at the Illinois Health Insurance Exchange Marketplace.